Dave Ramsey’s Total Money Makeover

With all this time on my hands, I’ve already been able to read a few books. This is one
that is definitely hitting home. I have such an amazing opportunity to save up and I have
NOT been taking it. This book has so inspired me to get my act together and use this time
that God has blessed me with. The book has also inspired me to stop using my credit
cards for a few months. Ramsey says that according to studies, we tend to spend 12%
more when we use our credit cards versus cash. I’ll let you know how it goes.